The Nevada Division of Insurance, in conjunction with Motorcycle Safety Awareness Month, is making sure motorists have the proper coverage in the event of an accident.

According to crash reports, a staggering 79% of all motorcycle accidents in Nevada result in injury or death. Because of this high likelihood, the insurance division is raising awareness on the importance of having and understanding adequate motorcycle insurance.

Insurance Commissioner Scott Kipper says, "Motorcycle riders know the importance of helmets and safety gear when riding. Most wouldn't dream of riding without a helmet. The same should be true about insurance, if you get hurt on your motorcycle you'll want insurance coverage that you can count on protecting you."

All motorcyclists are required to buy liability insurance, though it only takes effect if they are liable for an accident. It will pay for injuries to other or property damages, not the rider’s injuries or damages. This type of insurance is limited by the amount of liability purchased.

The insurance division also recommends that motorcycle riders consider buying coverage for uninsured and underinsured motorists and medical payments.

Uninsured motorist coverage pays medical costs incurred if an uninsured driver is at fault in an accident. Underinsured motorist coverage pays when an at-fault motorists does not have enough insurance coverage to cover the full cost of a rider’s loses. Both coverages will also protect motorcycle passengers as well.

MedPay is another available type of insurance that will cover all injury treatment costs for the rider and a passenger regardless of who is at fault in the accident.

Proper coverage is important. No one can anticipate a tragic accident, and it will then be too late to apply for the kind of insurance to cover medical expenses. To take to the roads, especially on a motorcycle where accidents result in fatality and death are so frequent, without insurance is a gamble that drivers can’t win. It takes a single rough situation to turn an accident into a lifelong battle with bills when proper coverage is missing.

If you or someone you know has been in a motorcycle accident, regardless of the level of insurance coverage you possess, you need help right away. The Law Office of Robert Koenig has the skill and experience needed to get you the compensation you deserve. You should enlist the services of a well-trained Las Vegas accident lawyer who can fight for your rights and accurately represent your concerns.

You need an accident lawyer who is familiar with all of Nevada’s complicated and confusing state laws and who will work as hard as possible to serve you and the community you live in. Call the Law Office of Robert Koenig today for your free evaluation.